Refinancing Home Loans
Refinancing Home Loans
Refinancing Home Loans
Refinancing Home Loans
Refinancing Home Loans
Refinancing your home loan can help you save money, unlock equity, or gain flexibility as your financial needs change. At LendUs, we help you compare refinance home loan options from Australia’s leading lenders so you can find a better rate or a loan that suits your current goals.
Whether you’re looking to reduce your repayments, access cash for renovations or consolidate debts, our team makes the process of refinancing home loans simple and stress-free.
Additionally, the LendUs cash back where you are paid upfront and each month when you refinance to a more suitable loan product, helps you pay down your loan even faster.
How to Refinance a Home Loan
Refinancing a home loan typically involves four key steps
01
Review your current loan.
Check your interest rate, fees, and features to see if they still fit your needs.
Review your current loan.
Check your interest rate, fees, and features to see if they still fit your needs.
02
Compare refinance rates.
Even a small rate cut can save thousands over the life of a loan.
Compare refinance rates.
Even a small rate cut can save thousands over the life of a loan.
03
Apply for a new loan.
We handle the paperwork and negotiate with lenders on your behalf.
Apply for a new loan.
We handle the paperwork and negotiate with lenders on your behalf.
04
Settle and switch.
Your new lender pays out the old loan and you start fresh with better terms.
Settle and switch.
Your new lender pays out the old loan and you start fresh with better terms.
Many Australians refinance every few years to stay on top of changing refinance rates and keep their loan competitive.
Refinance Home Loan - Cash Back
Refinance Home Loan - Cash Back
Refinance Home Loan - Cash Back
Some lenders offer refinance home loan cash back incentives worth $2,000 or more for switching your loan.
These offers can help offset refinancing costs or boost your savings fund. Our brokers can identify which cash back deals apply to your situation and ensure the overall loan terms still make financial sense.
In addition, the LendUs cash back feature whereby we pay you upfront and each month is another way LendUs assists you in paying down your loan faster.
Why Australians like you are using LendUs?
Why Australians like you are using LendUs?
Competitive rates from 30+ leading lenders
Earn upfront and monthly ongoing cash back
Apply for your home loan in minutes
Save time with the streamlined digital journey
Dedicated LendUs Advisor available on demand
Free, regular home loan "Health Check"
At LendUs, the right home deserves the right loan.
At LendUs, the right home deserves the right loan.
At LendUs, the right home deserves the right loan.
At LendUs, the right home deserves the right loan.
At LendUs, the right home deserves the right loan.
LendUs Pty Ltd (ACN 663 090 686) is an authorised corporate credit representative (CRN 566269) of Purple Circle Financial Services Pty Ltd, Australian Credit Licence 486112. All loan products are indicative only and subject to lenders’ standard credit and approval criteria.
LendUs cash back terms and conditions (‘Offer’):
* This Offer is administered at LendUs’ sole discretion and may be varied or withdrawn at any time without notice. Eligibility is only for loans that have settled where LendUs has been paid commissions by the funding lender. Cash back amounts shown on this website, the LendUs platform, or in any marketing materials are based on two components: (1) an upfront cash back payment equal to 0.10% of the original loan balance, and (2) a monthly cash back payment equal to 0.05% per annum of the outstanding loan balance, calculated and paid monthly. For loans that reduce over time, the monthly cash back will reduce as the loan is repaid. While some figures may be shown as annualised amounts based on the original loan balance, actual cash back based on the remaining loan balance at the time.
The information provided on the LendUs (LendUs Pty Ltd ACN 663 090 686) website or web application (the "Site") is intended for general informational purposes only. By accessing or using this Site, you agree to the terms of this Disclaimer.
No financial or legal advice: The content on this Site is not intended to constitute financial, legal, or professional advice. It is provided for informational purposes only and should not be construed as professional advice or as a substitute for obtaining financial or legal advice from qualified professionals.
Accuracy of information: While we strive to ensure that the information on this Site is accurate and up-to-date, we make no representations or warranties regarding the accuracy, completeness, or reliability of the content. We do not guarantee that the information provided is current or error-free.
Limitation of liability: To the fullest extent permitted by law, LendUs and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of this Site or any content contained herein. This includes, but is not limited to, damages for loss of profits, goodwill, or data, even if we have been advised of the possibility of such damages. We reserve the right to modify or discontinue the Site, or any part of it, at any time without notice. We are not liable for any modifications, suspensions, or discontinuations of the Site or its content.
External links: Our Site may contain links to third-party websites that are not under our control. We are not responsible for the content, privacy policies, or practices of any third-party sites nor does this constitute an endorsement or recommendation.
LendUs Pty Ltd (ACN 663 090 686) is an authorised corporate credit representative (CRN 566269) of Purple Circle Financial Services Pty Ltd, Australian Credit Licence 486112. All loan products are indicative only and subject to lenders’ standard credit and approval criteria.
LendUs cash back terms and conditions (‘Offer’):
* This Offer is administered at LendUs’ sole discretion and may be varied or withdrawn at any time without notice. Eligibility is only for loans that have settled where LendUs has been paid commissions by the funding lender. Cash back amounts shown on this website, the LendUs platform, or in any marketing materials are based on two components: (1) an upfront cash back payment equal to 0.10% of the original loan balance, and (2) a monthly cash back payment equal to 0.05% per annum of the outstanding loan balance, calculated and paid monthly. For loans that reduce over time, the monthly cash back will reduce as the loan is repaid. While some figures may be shown as annualised amounts based on the original loan balance, actual cash back based on the remaining loan balance at the time.
The information provided on the LendUs (LendUs Pty Ltd ACN 663 090 686) website or web application (the "Site") is intended for general informational purposes only. By accessing or using this Site, you agree to the terms of this Disclaimer.
No financial or legal advice: The content on this Site is not intended to constitute financial, legal, or professional advice. It is provided for informational purposes only and should not be construed as professional advice or as a substitute for obtaining financial or legal advice from qualified professionals.
Accuracy of information: While we strive to ensure that the information on this Site is accurate and up-to-date, we make no representations or warranties regarding the accuracy, completeness, or reliability of the content. We do not guarantee that the information provided is current or error-free.
Limitation of liability: To the fullest extent permitted by law, LendUs and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of this Site or any content contained herein. This includes, but is not limited to, damages for loss of profits, goodwill, or data, even if we have been advised of the possibility of such damages. We reserve the right to modify or discontinue the Site, or any part of it, at any time without notice. We are not liable for any modifications, suspensions, or discontinuations of the Site or its content.
External links: Our Site may contain links to third-party websites that are not under our control. We are not responsible for the content, privacy policies, or practices of any third-party sites nor does this constitute an endorsement or recommendation.
LendUs Pty Ltd (ACN 663 090 686) is an authorised corporate credit representative (CRN 566269) of Purple Circle Financial Services Pty Ltd, Australian Credit Licence 486112. All loan products are indicative only and subject to lenders’ standard credit and approval criteria.
LendUs cash back terms and conditions (‘Offer’):
* This Offer is administered at LendUs’ sole discretion and may be varied or withdrawn at any time without notice. Eligibility is only for loans that have settled where LendUs has been paid commissions by the funding lender. Cash back amounts shown on this website, the LendUs platform, or in any marketing materials are based on two components: (1) an upfront cash back payment equal to 0.10% of the original loan balance, and (2) a monthly cash back payment equal to 0.05% per annum of the outstanding loan balance, calculated and paid monthly. For loans that reduce over time, the monthly cash back will reduce as the loan is repaid. While some figures may be shown as annualised amounts based on the original loan balance, actual cash back based on the remaining loan balance at the time.
The information provided on the LendUs (LendUs Pty Ltd ACN 663 090 686) website or web application (the "Site") is intended for general informational purposes only. By accessing or using this Site, you agree to the terms of this Disclaimer.
No financial or legal advice: The content on this Site is not intended to constitute financial, legal, or professional advice. It is provided for informational purposes only and should not be construed as professional advice or as a substitute for obtaining financial or legal advice from qualified professionals.
Accuracy of information: While we strive to ensure that the information on this Site is accurate and up-to-date, we make no representations or warranties regarding the accuracy, completeness, or reliability of the content. We do not guarantee that the information provided is current or error-free.
Limitation of liability: To the fullest extent permitted by law, LendUs and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of this Site or any content contained herein. This includes, but is not limited to, damages for loss of profits, goodwill, or data, even if we have been advised of the possibility of such damages. We reserve the right to modify or discontinue the Site, or any part of it, at any time without notice. We are not liable for any modifications, suspensions, or discontinuations of the Site or its content.
External links: Our Site may contain links to third-party websites that are not under our control. We are not responsible for the content, privacy policies, or practices of any third-party sites nor does this constitute an endorsement or recommendation.
LendUs Pty Ltd (ACN 663 090 686) is an authorised corporate credit representative (CRN 566269) of Purple Circle Financial Services Pty Ltd, Australian Credit Licence 486112. All loan products are indicative only and subject to lenders’ standard credit and approval criteria.
LendUs cash back terms and conditions (‘Offer’):
* This Offer is administered at LendUs’ sole discretion and may be varied or withdrawn at any time without notice. Eligibility is only for loans that have settled where LendUs has been paid commissions by the funding lender. Cash back amounts shown on this website, the LendUs platform, or in any marketing materials are based on two components: (1) an upfront cash back payment equal to 0.10% of the original loan balance, and (2) a monthly cash back payment equal to 0.05% per annum of the outstanding loan balance, calculated and paid monthly. For loans that reduce over time, the monthly cash back will reduce as the loan is repaid. While some figures may be shown as annualised amounts based on the original loan balance, actual cash back based on the remaining loan balance at the time.
The information provided on the LendUs (LendUs Pty Ltd ACN 663 090 686) website or web application (the "Site") is intended for general informational purposes only. By accessing or using this Site, you agree to the terms of this Disclaimer.
No financial or legal advice: The content on this Site is not intended to constitute financial, legal, or professional advice. It is provided for informational purposes only and should not be construed as professional advice or as a substitute for obtaining financial or legal advice from qualified professionals.
Accuracy of information: While we strive to ensure that the information on this Site is accurate and up-to-date, we make no representations or warranties regarding the accuracy, completeness, or reliability of the content. We do not guarantee that the information provided is current or error-free.
Limitation of liability: To the fullest extent permitted by law, LendUs and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of this Site or any content contained herein. This includes, but is not limited to, damages for loss of profits, goodwill, or data, even if we have been advised of the possibility of such damages. We reserve the right to modify or discontinue the Site, or any part of it, at any time without notice. We are not liable for any modifications, suspensions, or discontinuations of the Site or its content.
External links: Our Site may contain links to third-party websites that are not under our control. We are not responsible for the content, privacy policies, or practices of any third-party sites nor does this constitute an endorsement or recommendation.
LendUs Pty Ltd (ACN 663 090 686) is an authorised corporate credit representative (CRN 566269) of Purple Circle Financial Services Pty Ltd, Australian Credit Licence 486112. All loan products are indicative only and subject to lenders’ standard credit and approval criteria.
LendUs cash back terms and conditions (‘Offer’):
* This Offer is administered at LendUs’ sole discretion and may be varied or withdrawn at any time without notice. Eligibility is only for loans that have settled where LendUs has been paid commissions by the funding lender. Cash back amounts shown on this website, the LendUs platform, or in any marketing materials are based on two components: (1) an upfront cash back payment equal to 0.10% of the original loan balance, and (2) a monthly cash back payment equal to 0.05% per annum of the outstanding loan balance, calculated and paid monthly. For loans that reduce over time, the monthly cash back will reduce as the loan is repaid. While some figures may be shown as annualised amounts based on the original loan balance, actual cash back based on the remaining loan balance at the time.
The information provided on the LendUs (LendUs Pty Ltd ACN 663 090 686) website or web application (the "Site") is intended for general informational purposes only. By accessing or using this Site, you agree to the terms of this Disclaimer.
No financial or legal advice: The content on this Site is not intended to constitute financial, legal, or professional advice. It is provided for informational purposes only and should not be construed as professional advice or as a substitute for obtaining financial or legal advice from qualified professionals.
Accuracy of information: While we strive to ensure that the information on this Site is accurate and up-to-date, we make no representations or warranties regarding the accuracy, completeness, or reliability of the content. We do not guarantee that the information provided is current or error-free.
Limitation of liability: To the fullest extent permitted by law, LendUs and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of this Site or any content contained herein. This includes, but is not limited to, damages for loss of profits, goodwill, or data, even if we have been advised of the possibility of such damages. We reserve the right to modify or discontinue the Site, or any part of it, at any time without notice. We are not liable for any modifications, suspensions, or discontinuations of the Site or its content.
External links: Our Site may contain links to third-party websites that are not under our control. We are not responsible for the content, privacy policies, or practices of any third-party sites nor does this constitute an endorsement or recommendation.