
Cash Back Home Loans
Cash Back Home Loans
Cash Back Home Loans

Cash Back Home Loans
Cash back home loans are a smart way to save over the life of your mortgage. These offers give you money back as an ongoing cash back that helps you pay down your loan faster.
Cash back home loans are a smart way to save over the life of your mortgage. These offers give you money back as an ongoing cash back that helps you pay down your loan faster.
Rather than a short-term bonus, ongoing cash back home loans via LendUs provide an upfront and then monthly payments into your account just for keeping your loan up to date.
Rather than a short-term bonus, ongoing cash back home loans via LendUs provide an upfront and then monthly payments into your account just for keeping your loan up to date.
Earn upfront and ongoing
monthly cash back
Earn upfront and ongoing
monthly cash back
When you use LendUs to find your perfect home loan,
you'll receive cash back upfront at settlement, plus
ongoing monthly cash back for the life of the loan!
When you use LendUs to find your perfect home loan,
you'll receive cash back upfront at settlement, plus
ongoing monthly cash back for the life of the loan!
Get a percentage of your loan balance as cash back on
settlement and paid monthly, putting more money in
your pocket.
Get a percentage of your loan balance as cash back on
settlement and paid monthly, putting more money in
your pocket.
This is just one of the ways LendUs helps you achieve
your financial goals.
This is just one of the ways LendUs helps you achieve
your financial goals.
Compare home loans with LendUs, unlock the unique LendUs cash back upfront and each month, get expert help applying for a loan from 30+ lenders that best fits your needs and objectives.


Home Loan Cash Back Offers - What to Expect
Home Loan Cash Back Offers - What to Expect
Competitive interest rates
Competitive interest rates
Upfront and monthly cash back
Upfront and monthly cash back
Transparent lender terms
Transparent lender terms
These home loan cash back offers are ideal if you’re planning to stay in your loan long term and want extra value beyond just a low interest rate or product features.
Why Choose a Cash Back Home Loan?
Why Choose a Cash Back Home Loan?
Real savings over the life of the loan
Real savings over the life of the loan
Flexible terms with reputable lenders
Flexible terms with reputable lenders
Better value than one-off deals that fade quickly
Better value than one-off deals that fade quickly
Compare home loans with LendUs, unlock the unique LendUs cash back upfront and each month, get expert help applying for a loan from 30+ lenders that best fits your needs and objectives.

Why Australians like you are using LendUs?
Why Australians like you are using LendUs?
Competitive rates from 30+ leading lenders

Earn upfront and monthly ongoing cash back

Apply for your home loan in minutes

Save time with the streamlined digital journey

Dedicated LendUs Advisor available on demand

Free, regular home loan "Health Check"


At LendUs, the right home deserves the right loan.


At LendUs, the right home deserves the right loan.


At LendUs, the right home deserves the right loan.


At LendUs, the right home deserves the right loan.

LendUs Pty Ltd (ACN 663 090 686) is an Authorised Corporate Credit Representative (Credit Representative 566269) of Australian Credit Licence 486112. All loan products are indicative only and subject to lenders’ standard credit and approval criteria.
LendUs cash back terms and conditions (‘Offer’):
This Offer is administered at the sole discretion of LendUs and may be varied, suspended, withdrawn or ceased by LendUs at any time without notice. This applies to both new loans and existing settled loans, including loans that are already receiving cash back payments, from 30 June 2026.
Eligibility for this Offer is determined by LendUs in its sole discretion and is generally limited to settled loans for where LendUs has received commission from the funding lender. Satisfaction of any eligibility criteria does not create any entitlement to receive cash back, and LendUs is under no obligation to make any upfront or ongoing cash back payment.
Any Offer displayed on this website, the LendUs platform and any marketing or promotional materials as an upfront cash back rate of 0.1% and trail cash back rate of 0.05% per annum (calculated and paid monthly) are indicative only. Any such displayed rates do not create a representation or guarantee that any cash back will be paid for any particular period or at all. Where cash back is paid, LendUs may determine the amount, timing, calculation methodology and payment process in its sole discretion.
Any Offer communicated to a customer expires 4 weeks after the date of the initial Offer email sent by LendUs. If the customer does not provide their bank details through the LendUs platform link within that 4-week period, the Offer automatically expires along with the platform link. Once expired, the Offer may not be claimed unless LendUs determines, in its sole discretion, to make a new or replacement offer.
To the maximum extent permitted by law, LendUs excludes all liability for any loss or claim arising from the variation, suspension, withdrawal or cessation of this Offer or any cash back payment.
The information provided on this website or web application (the "Site") is intended for general informational purposes only. By accessing or using this Site, you agree to the terms of this Disclaimer.
No financial or legal advice: The content on this Site is not intended to constitute financial, legal, or professional advice. It is provided for informational purposes only and should not be construed as professional advice or as a substitute for obtaining financial or legal advice from qualified professionals.
Accuracy of information: While we strive to ensure that the information on this Site is accurate and up-to-date, we make no representations or warranties regarding the accuracy, completeness, or reliability of the content. We do not guarantee that the information provided is current or error-free.
Limitation of liability: To the fullest extent permitted by law, LendUs and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of this Site or any content contained herein. This includes, but is not limited to, damages for loss of profits, goodwill, or data, even if we have been advised of the possibility of such damages. We reserve the right to modify or discontinue the Site, or any part of it, at any time without notice. We are not liable for any modifications, suspensions, or discontinuations of the Site or its content.
External links: Our Site may contain links to third-party websites that are not under our control. We are not responsible for the content, privacy policies, or practices of any third-party sites nor does this constitute an endorsement or recommendation.
LendUs Pty Ltd (ACN 663 090 686) is an Authorised Corporate Credit Representative (Credit Representative 566269) of Australian Credit Licence 486112. All loan products are indicative only and subject to lenders’ standard credit and approval criteria.
LendUs cash back terms and conditions (‘Offer’):
This Offer is administered at the sole discretion of LendUs and may be varied, suspended, withdrawn or ceased by LendUs at any time without notice. This applies to both new loans and existing settled loans, including loans that are already receiving cash back payments, from 30 June 2026.
Eligibility for this Offer is determined by LendUs in its sole discretion and is generally limited to settled loans for where LendUs has received commission from the funding lender. Satisfaction of any eligibility criteria does not create any entitlement to receive cash back, and LendUs is under no obligation to make any upfront or ongoing cash back payment.
Any Offer displayed on this website, the LendUs platform and any marketing or promotional materials as an upfront cash back rate of 0.1% and trail cash back rate of 0.05% per annum (calculated and paid monthly) are indicative only. Any such displayed rates do not create a representation or guarantee that any cash back will be paid for any particular period or at all. Where cash back is paid, LendUs may determine the amount, timing, calculation methodology and payment process in its sole discretion.
Any Offer communicated to a customer expires 4 weeks after the date of the initial Offer email sent by LendUs. If the customer does not provide their bank details through the LendUs platform link within that 4-week period, the Offer automatically expires along with the platform link. Once expired, the Offer may not be claimed unless LendUs determines, in its sole discretion, to make a new or replacement offer.
To the maximum extent permitted by law, LendUs excludes all liability for any loss or claim arising from the variation, suspension, withdrawal or cessation of this Offer or any cash back payment.
The information provided on this website or web application (the "Site") is intended for general informational purposes only. By accessing or using this Site, you agree to the terms of this Disclaimer.
No financial or legal advice: The content on this Site is not intended to constitute financial, legal, or professional advice. It is provided for informational purposes only and should not be construed as professional advice or as a substitute for obtaining financial or legal advice from qualified professionals.
Accuracy of information: While we strive to ensure that the information on this Site is accurate and up-to-date, we make no representations or warranties regarding the accuracy, completeness, or reliability of the content. We do not guarantee that the information provided is current or error-free.
Limitation of liability: To the fullest extent permitted by law, LendUs and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of this Site or any content contained herein. This includes, but is not limited to, damages for loss of profits, goodwill, or data, even if we have been advised of the possibility of such damages. We reserve the right to modify or discontinue the Site, or any part of it, at any time without notice. We are not liable for any modifications, suspensions, or discontinuations of the Site or its content.
External links: Our Site may contain links to third-party websites that are not under our control. We are not responsible for the content, privacy policies, or practices of any third-party sites nor does this constitute an endorsement or recommendation.
LendUs Pty Ltd (ACN 663 090 686) is an Authorised Corporate Credit Representative (Credit Representative 566269) of Australian Credit Licence 486112. All loan products are indicative only and subject to lenders’ standard credit and approval criteria.
LendUs cash back terms and conditions (‘Offer’):
This Offer is administered at the sole discretion of LendUs and may be varied, suspended, withdrawn or ceased by LendUs at any time without notice. This applies to both new loans and existing settled loans, including loans that are already receiving cash back payments, from 30 June 2026.
Eligibility for this Offer is determined by LendUs in its sole discretion and is generally limited to settled loans for where LendUs has received commission from the funding lender. Satisfaction of any eligibility criteria does not create any entitlement to receive cash back, and LendUs is under no obligation to make any upfront or ongoing cash back payment.
Any Offer displayed on this website, the LendUs platform and any marketing or promotional materials as an upfront cash back rate of 0.1% and trail cash back rate of 0.05% per annum (calculated and paid monthly) are indicative only. Any such displayed rates do not create a representation or guarantee that any cash back will be paid for any particular period or at all. Where cash back is paid, LendUs may determine the amount, timing, calculation methodology and payment process in its sole discretion.
Any Offer communicated to a customer expires 4 weeks after the date of the initial Offer email sent by LendUs. If the customer does not provide their bank details through the LendUs platform link within that 4-week period, the Offer automatically expires along with the platform link. Once expired, the Offer may not be claimed unless LendUs determines, in its sole discretion, to make a new or replacement offer.
To the maximum extent permitted by law, LendUs excludes all liability for any loss or claim arising from the variation, suspension, withdrawal or cessation of this Offer or any cash back payment.
The information provided on this website or web application (the "Site") is intended for general informational purposes only. By accessing or using this Site, you agree to the terms of this Disclaimer.
No financial or legal advice: The content on this Site is not intended to constitute financial, legal, or professional advice. It is provided for informational purposes only and should not be construed as professional advice or as a substitute for obtaining financial or legal advice from qualified professionals.
Accuracy of information: While we strive to ensure that the information on this Site is accurate and up-to-date, we make no representations or warranties regarding the accuracy, completeness, or reliability of the content. We do not guarantee that the information provided is current or error-free.
Limitation of liability: To the fullest extent permitted by law, LendUs and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of this Site or any content contained herein. This includes, but is not limited to, damages for loss of profits, goodwill, or data, even if we have been advised of the possibility of such damages. We reserve the right to modify or discontinue the Site, or any part of it, at any time without notice. We are not liable for any modifications, suspensions, or discontinuations of the Site or its content.
External links: Our Site may contain links to third-party websites that are not under our control. We are not responsible for the content, privacy policies, or practices of any third-party sites nor does this constitute an endorsement or recommendation.
LendUs Pty Ltd (ACN 663 090 686) is an Authorised Corporate Credit Representative (Credit Representative 566269) of Australian Credit Licence 486112. All loan products are indicative only and subject to lenders’ standard credit and approval criteria.
LendUs cash back terms and conditions (‘Offer’):
This Offer is administered at the sole discretion of LendUs and may be varied, suspended, withdrawn or ceased by LendUs at any time without notice. This applies to both new loans and existing settled loans, including loans that are already receiving cash back payments, from 30 June 2026.
Eligibility for this Offer is determined by LendUs in its sole discretion and is generally limited to settled loans for where LendUs has received commission from the funding lender. Satisfaction of any eligibility criteria does not create any entitlement to receive cash back, and LendUs is under no obligation to make any upfront or ongoing cash back payment.
Any Offer displayed on this website, the LendUs platform and any marketing or promotional materials as an upfront cash back rate of 0.1% and trail cash back rate of 0.05% per annum (calculated and paid monthly) are indicative only. Any such displayed rates do not create a representation or guarantee that any cash back will be paid for any particular period or at all. Where cash back is paid, LendUs may determine the amount, timing, calculation methodology and payment process in its sole discretion.
Any Offer communicated to a customer expires 4 weeks after the date of the initial Offer email sent by LendUs. If the customer does not provide their bank details through the LendUs platform link within that 4-week period, the Offer automatically expires along with the platform link. Once expired, the Offer may not be claimed unless LendUs determines, in its sole discretion, to make a new or replacement offer.
To the maximum extent permitted by law, LendUs excludes all liability for any loss or claim arising from the variation, suspension, withdrawal or cessation of this Offer or any cash back payment.
The information provided on this website or web application (the "Site") is intended for general informational purposes only. By accessing or using this Site, you agree to the terms of this Disclaimer.
No financial or legal advice: The content on this Site is not intended to constitute financial, legal, or professional advice. It is provided for informational purposes only and should not be construed as professional advice or as a substitute for obtaining financial or legal advice from qualified professionals.
Accuracy of information: While we strive to ensure that the information on this Site is accurate and up-to-date, we make no representations or warranties regarding the accuracy, completeness, or reliability of the content. We do not guarantee that the information provided is current or error-free.
Limitation of liability: To the fullest extent permitted by law, LendUs and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of this Site or any content contained herein. This includes, but is not limited to, damages for loss of profits, goodwill, or data, even if we have been advised of the possibility of such damages. We reserve the right to modify or discontinue the Site, or any part of it, at any time without notice. We are not liable for any modifications, suspensions, or discontinuations of the Site or its content.
External links: Our Site may contain links to third-party websites that are not under our control. We are not responsible for the content, privacy policies, or practices of any third-party sites nor does this constitute an endorsement or recommendation.
LendUs Pty Ltd (ACN 663 090 686) is an Authorised Corporate Credit Representative (Credit Representative 566269) of Australian Credit Licence 486112. All loan products are indicative only and subject to lenders’ standard credit and approval criteria.
LendUs cash back terms and conditions (‘Offer’):
This Offer is administered at the sole discretion of LendUs and may be varied, suspended, withdrawn or ceased by LendUs at any time without notice. This applies to both new loans and existing settled loans, including loans that are already receiving cash back payments, from 30 June 2026.
Eligibility for this Offer is determined by LendUs in its sole discretion and is generally limited to settled loans for where LendUs has received commission from the funding lender. Satisfaction of any eligibility criteria does not create any entitlement to receive cash back, and LendUs is under no obligation to make any upfront or ongoing cash back payment.
Any Offer displayed on this website, the LendUs platform and any marketing or promotional materials as an upfront cash back rate of 0.1% and trail cash back rate of 0.05% per annum (calculated and paid monthly) are indicative only. Any such displayed rates do not create a representation or guarantee that any cash back will be paid for any particular period or at all. Where cash back is paid, LendUs may determine the amount, timing, calculation methodology and payment process in its sole discretion.
Any Offer communicated to a customer expires 4 weeks after the date of the initial Offer email sent by LendUs. If the customer does not provide their bank details through the LendUs platform link within that 4-week period, the Offer automatically expires along with the platform link. Once expired, the Offer may not be claimed unless LendUs determines, in its sole discretion, to make a new or replacement offer.
To the maximum extent permitted by law, LendUs excludes all liability for any loss or claim arising from the variation, suspension, withdrawal or cessation of this Offer or any cash back payment.
The information provided on this website or web application (the "Site") is intended for general informational purposes only. By accessing or using this Site, you agree to the terms of this Disclaimer.
No financial or legal advice: The content on this Site is not intended to constitute financial, legal, or professional advice. It is provided for informational purposes only and should not be construed as professional advice or as a substitute for obtaining financial or legal advice from qualified professionals.
Accuracy of information: While we strive to ensure that the information on this Site is accurate and up-to-date, we make no representations or warranties regarding the accuracy, completeness, or reliability of the content. We do not guarantee that the information provided is current or error-free.
Limitation of liability: To the fullest extent permitted by law, LendUs and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of this Site or any content contained herein. This includes, but is not limited to, damages for loss of profits, goodwill, or data, even if we have been advised of the possibility of such damages. We reserve the right to modify or discontinue the Site, or any part of it, at any time without notice. We are not liable for any modifications, suspensions, or discontinuations of the Site or its content.
External links: Our Site may contain links to third-party websites that are not under our control. We are not responsible for the content, privacy policies, or practices of any third-party sites nor does this constitute an endorsement or recommendation.